Gamma Pricing: Plans, Shared Credits and Team Costs

Published on November 9, 2026 by Steven Jones

Quick answer: Gamma charges per seat, but AI credits are consumed by the account doing the work. On Plus, Pro, Ultra and Team, one member cannot use another member’s spare plan credits. Business and Enterprise support a separately funded shared workspace pool, although that does not automatically merge everyone’s monthly allowance.

This guide compares US plan prices, renewal rules and two ways the same three-person team might work. It includes a credit worksheet to identify the account likely to run short. If premium image generation dominates your workload, compare options using DIY AI’s AI image model comparison before treating a larger Gamma subscription as the only solution. You can explore Gamma to check the plan offered to your workspace.

Gamma plans and prices: a cheaper monthly rate can mean an annual bill

The figures below are indicative US-dollar prices checked against public plan information in November 2026, before tax. Annual rates are effective monthly prices, not monthly instalments. Monthly-billed rates appear in recent US price captures, but Gamma’s live checkout will determine the final currency, price, and eligibility. Account-level help and public pricing extracts do not always agree.

Plan	Monthly billing	Annual billing	AI allowance	Credit sharing
Free	$0	$0	400 once at sign-up	No
Plus	About $12/seat	$9/seat/month equivalent ($108 upfront per year)	1,500 per month in newer help guidance	No
Pro	About $25/seat	$18/seat/month equivalent ($216 upfront per year)	4,000 per month	No
Ultra	About $100/seat	$90/seat/month equivalent ($1,080 upfront per year)	20,000 per month	No
Team, where offered	Confirm in workspace	Confirm in workspace	6,000 per member in current billing guidance	No
Business	No standard monthly offer verified	$40/seat/month equivalent ($480 upfront per seat per year)	10,000 per member per month	Yes, via a separate workspace pool
Enterprise	Custom quote	Custom agreement	Contract-specific	Configurable, including full pooling

Pricing reconciliation: Some older Gamma pricing extracts still show 1,000 monthly Plus credits. Its more recently updated subscription and refund guidance specifies 1,500. Use 1,500 as the current published help figure, but check the allocation displayed in your own billing screen before buying. Gamma also describes everyday AI creations as unlimited under fair use, while documenting credit deductions for AI actions and premium features. Do not equate the word “unlimited” with free API or Agent usage.

Plus is mainly an upgrade to remove Gamma branding and access more AI options. Pro adds API-key access, premium models, analytics and branding controls. Ultra primarily makes sense for one person with substantial advanced-model consumption. Business adds SSO, organisation controls, and more individual credits, plus the ability to fund a shared pool. A single workspace normally uses one subscription tier, so upgrading only its busiest person may require changing the workspace arrangement.

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Three credit buckets explain why spare team capacity can be unusable

Gamma distinguishes monthly plan credits, credits purchased separately and workspace credits. Plan credits refresh on each account’s billing date, including on annual subscriptions, and unused plan credits can carry forward up to twice that plan’s monthly allocation. The annual payment does not grant 12 months of credits on day one.

Purchased credits have a different lifetime: they are held separately from the rollover cap, do not expire while the plan remains active, and are preserved for one year after cancellation. Gamma spends an eligible user’s plan credits first, then that user’s purchased credits, then the Business or Enterprise workspace pool. On individual plans and Team, another person’s unused plan balance cannot be transferred. Business’s shared pool is funded through additional purchases or recharge, not by automatically sweeping idle seat balances into a common account.

Gamma’s official explanation of credits and pooling is worth checking if an existing workspace shows different entitlement figures. For budgeting, record the balance a member can actually spend, not the sum shown on an invoice.

Team usage worksheet: equal consumption versus one busy account

Consider three Pro members, each beginning a fresh billing cycle with 4,000 plan credits, no purchased credits and no pool. Both patterns below require 9,000 credits of completed AI work in total. The figures are a planning example, not measured Gamma generation results. The 24th is an illustrative renewal day.

Pattern	Acting account and feature	Starting plan credits	Next renewal	Purchased credits	Pool accessible?	Expected usage	Result before renewal
Even	A: API generations	4,000	24th	0	No	3,000	1,000 left
Even	B: Agent editing	4,000	24th	0	No	3,000	1,000 left
Even	C: AI slides and images	4,000	24th	0	No	3,000	1,000 left
Concentrated	A: API generations	4,000	24th	0	No	7,000	3,000 short
Concentrated	B: Agent editing	4,000	24th	0	No	1,000	3,000 left
Concentrated	C: AI slides and images	4,000	24th	0	No	1,000	3,000 left

In the even pattern, no one runs short. In the concentrated pattern, account A needs another 3,000 credits despite 6,000 unused credits sitting with B and C. That is the trap in multiplying the Pro allowance by three. If account A holds the API key for a scheduled batch job, concentrating charges on A is plausible even when colleagues request or use the resulting decks.

Make this your worksheet: Replace the example rows with each real acting account, the feature or integration used, the current spendable plan balance, its next refresh date, any purchased balance, eligible workspace pool and forecast credits until refresh. For an individual-plan account, calculate shortfall = max(0, forecast usage - plan balance - purchased balance). For Business, subtract only the shared credit amount actually available and authorised for that workspace. Split the forecast at each account’s renewal date rather than assuming everyone’s month ends together. Keep manual text, layout and theme edits in a separate, zero-credit category.

Which account pays for an API call or connected assistant?

Gamma’s developer charging model attributes API-key usage to the key owner and OAuth usage to the authorising Gamma user. The computer that starts the automation, the colleague who requested the deck and the person who pays the subscription can therefore be three different people. An API key needs an eligible plan such as Pro or higher; Gamma’s ChatGPT and Claude connectors can be available on lower plans, but their generations still spend the connected Gamma user’s credits.

Before rolling out Zapier, Make, n8n or a custom script, write down the credential owner beside each workflow. Keep one centrally controlled integration owner where appropriate, and set up its credit budget deliberately. Don’t share a personal API key just to shift charges or bypass access controls.

For API work, log credits.deducted and credits.remaining from the completed generation response, then group usage by credential, workflow and month. Gamma doesn’t provide a full per-action credit history in its standard billing view, so your own log is more useful than trying to reconstruct each deck’s cost from the closing balance. Count completed AI edits and regenerations too; undoing a successful result does not refund its credits.

When a $12 recharge beats upgrading every seat

Gamma’s current additional-credit rate starts at $6 for 1,500 credits, or $0.004 per credit, without a bulk discount. In our concentrated scenario, account A’s 3,000-credit gap would require roughly $12 in credits. A multi-member Pro workspace uses admin-controlled auto-recharge rather than one-off individual purchases. The admin sets a recharge threshold for the workspace, and each member who triggers it is topped up separately. The threshold can cause a purchase before a balance actually reaches zero, so retained purchased credits should stay in the worksheet.

Three Pro seats billed monthly would be about $75 in subscription fees, or about $87 in a month with that $12 extra usage. On annual billing, three Pro seats cost $648 upfront. If exactly 3,000 additional credits were needed every month for a year, that adds $144, giving $792 over the year before tax. Three Business seats cost $1,440 upfront annually. In this example, Business’s 10,000 credits per member would cover A’s 7,000-credit workload without a shared top-up, but the extra subscription spend would be $648 for the year. Business may still be worthwhile for SSO, data controls or team administration; it is not justified by this credit shortage alone.

The calculation changes if several members regularly exhaust Pro, or if only an Enterprise fully pooled arrangement can support the workload distribution you need. Business still assigns 10,000 monthly credits to each person before drawing on a separately funded pool. Do not assume three Business seats create one freely interchangeable 30,000-credit budget.

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Four controls to check before the next Gamma invoice

1. Find the actor. In each workflow, identify the signed-in editor, API-key owner or OAuth user. Fix credential ownership before increasing every seat’s tier.
2. Read all three balances. Record plan, purchased and workspace credits separately. A rollover cap applies to plan credits, not to credits bought on top.
3. Review recharge and failures. Only admins can enable auto-recharge, and it’s off by default. Put a budget alert outside Gamma around repeated API jobs; a failed job should be distinguishable from a completed but unusable generation.
4. Audit paid seats. New members can create prorated charges. Removing a member does not necessarily reduce the paid seat count: check Members and Manage seats as separate steps. Cancelling renewal stops future subscription cycles but does not itself refund the current one.

One recurring complaint in discussions about AI presentation subscriptions is that the person building the automation may personally absorb a cost that benefits an entire organisation. A named billing owner, a measured cost per successful deck, and a clear recharge policy prevent that from becoming a confusing team expense.

Which Gamma plan should your team actually buy?

Choose Plus for occasional branded presentations without API-key automation. Choose Pro when one or more people need the API, analytics or premium models, and buy occasional extra credits for identifiable heavy users. Consider Ultra for sustained advanced-model demand concentrated on a single power user, if the workspace arrangement permits it. Choose Business for the additional controls, 10,000-credit seat allowances and an admin-funded shared credit buffer. Ask about Enterprise when genuinely pooled usage, central governance, or custom terms are contractual requirements.

The most useful buying test is not total slides per month. It is whether the account that performs the next billable AI action has credits available when the job runs. For adjacent workplace subscriptions, our AI productivity tools comparison covers broader team-workflow trade-offs.